11 Day Completion on a £350k Secured Loan

Person in a striped shirt writes on financial documents at a desk, with calculator, credit cards, papers, and tablet nearby; focused office setting.
10/08/2026|CDW Financial Specialists|

When an introducer calls you and says “Chris, I’ve got a lead for you, but we need to act quickly!”, I quite often think how quick is quickly? And do they think quickly is four weeks or is it needed within days?

And in this particular case, quick meant days not weeks.

We needed to provide working capital for the month end of February to pay salaries, clear HMRC arrears, and provide working capital to get them going again for March until the January invoices were paid.

Cash is king, and if you are at month end with no money at all technically your businesses is insolvent.

Tough words to hear, right?

But it’s reality and unfortunately reality is something we don’t like to face, with many putting our head in the sand and making the situation worse. Facing up to reality and acting straightaway is the best thing to do, even when it’s hard.

In this case, I had excellent engagement from the client directly and because of that we were able to complete in a short period of time.

Working in alternative lending means that you are normally speaking to a decision maker at the finance company straightaway or if not, I will have an answer within 24 hours.